Important Selling Points

• Return of Principal guaranteed at end of each term
• Growth potential of S&P 500 index
• Participation Rate guaranteed, with no annual or cumulative cap during the first term.
• Benefits of traditional-design fixed annuity
  • 7-year term
  • Annuitization based upon account value anytime after first term
• Nursing Home & Terminal Illness Waiver available in most states
• 10% Free annual withdrawal
• Tax-deferred accumulation

Intro to EIAs
S&P 500 Index
Benefits of the S&P
Advantage 500 Prospects
Gain without Pain
Extended Forecast
Sample Calculation
Selling Points
Best & Worst
Annuity Performance
Why EIAs are Popular