Secure Your Survivor's Financial Future!
A Survivor's Dependence -
begins when the money runs out!
Independence
- may only be maintained with Adequate Lifetime Income
Things To Consider: How Long can
the Survivor's lifestyle be maintained?
- Long Life is a great gift. "Life
Expectancy in America will rise by nearly 20% from
1940-2040. The risk is that people who do not
conduct proper planning may wind up spending a decade or
more of this gift in poverty."*
- A 50 year old female, free from cancer and heart disease
is expected to reach age 92.** She needs 42
years of income; if married, many of those years are
predicted to be alone.
- 43% of all Americans over 65 may need Long Term Care
Services during their lifetime. *** Many areas
Nursing Home costs are well in excess of $110.00 per day
or $3,300.00 per mo.
Two Thirds of a recent survey indicates they feel somewhat
well prepared for retirement. But the survey concludes,
"they may be expressing a false confidence because of a
missing link between savings and their ability to manage the
risk of unpredictable events during their lengthy retirement
years."*
THE LIVING INCOME PROVIDER
- Product provides Lifetime Survivor Income.
- Product structure permits Greater Survivor Income
Benefits per Premium Dollar.
- Product granted Favorable Tax Treatment of the
Survivor Income Benefit.
- Product Protection can be Fully "Paid Up"
in either 10 or 20 years. (No more premium).
* Excerpts taken
from New Release, A Nationwide Survey on Longevity and
Retirement, Conducted by Mathew Greenwald & Associated
Inc., reported 30 September 1997, by the American Council of
Life Insurance.
** Gail Sheehy. New Passages:
"Mapping your Life across Time." Quoted in
U.S. News & World Report; 12 June 1995
*** The Department of Health and Human
Services, 1991
Your Survivor's Future
A Quick Look
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