A Unique Form of Life Insurance

You've built a life together, a family, a home, maybe even a business.  It's hard to imagine life without that special someone.  And you know it would be equally hard for that someone to imagine life without you.

Grief alone is difficult enough without adding stress from uncertain finances.  The Stewardship Life Income can help you plan for the financial needs of the survivor if one of you should die.

If you rely on income, pension or other benefits from each other in order to live comfortably, then the death of one partner could create financial stress.  The Stewardship Life Income reversionary annuity was created to give your estate the security you want for the person left behind without depleting your other assets.  It combines affordability with the security of a guaranteed income for a designated beneficiary.

For you, The Stewardship Life Income may be a solution for estate planning, an arrangement for custodial care or for manageable dispersion of large assets.  Use it to preserve your family home, safeguard your children's college fund or your family business.

The Stewardship Life Income does not pay a lump sum.  It pays benefits as monthly income to provide for the surviving beneficiary, upon the death of the insured.  This means a check each month for a lifetime, if you select the lifetime income option.  Consider this a check to help protect the lifestyle you've both worked hard to build.

And, using an optional Conditional Return of Premium Rider, if the beneficiary dies first, all premiums paid and payable under the contract are returned to the policyholder during his or her lifetime.

The Stewardship Life Income premiums are fixed and guaranteed.  They are payable for either 10 or 20 year.  Since the insured and the beneficiary are both underwritten, The Stewardship Life Income can offer lower premiums than comparable individual life insurance plans.  Benefits end upon death of the beneficiary, regardless of the benefit terms.  This way, The Stewardship Life Income can reduce monthly premiums to ensure future monthly income and security for your loved one.

Protect the future of your special someone.  Contact us to find out if The Stewardship Life Income is right for your family.

Source: Sales materials provided for use by Independent Insurance Sales & Brokerage, Inc.

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