One popular new concept among financial planners is the Stretch
IRA. They feature tax-deferred savings over an
extended period of time.
Jeff
Schnepper writes, "a Stretch IRA is a term commonly
used to describe an IRA established to extend the period of
tax-deferred earnings, typically over multiple
generations."
Additional deferral years are available to compound
earnings growth--beyond the time your grandchildren retire.
There are some risks, but they may be worth it.
Read Schnepper's entire
column on MSN Money.