Why Annuities are Better than CDs:  Returns 

• The interest rate on a fixed annuity is nominally higher than a CD--but the triple compounding features make a fixed annuity shine.
• An annuity earns interest on the principal the first year.  In the second year, the annuity earns interest on the principle, the interest earned the first year plus the money that would have been paid in taxes the first year in a CD.  
  

Liquidity
Tax Advantages
Returns
Safety
Probate
Create Income Stream
Creditor Protection